Practical Life Hacks to Save Money
By Presto
18 June 2024
In today’s world, financial challenges are becoming increasingly common. With rising living costs and economic uncertainties, it’s more important than ever to find ways to save money.
Whether you’re looking to build a savings cushion or simply want to make your money stretch further, these handy lifehacks can help you achieve your financial goals. Read on to discover some practical tips for saving money!
Set Realistic Budget Goals
The first step towards effective money management is setting realistic budget goals. Start by tracking your income and expenses to understand where your money is going. Create a budget that covers your essential needs while allowing for some discretionary spending.
Be honest about your financial situation and set achievable targets. By sticking to a well-planned budget, you can avoid overspending and ensure that you’re living within your means.
Mindful Discretionary Spending
Discretionary spending often eats into our budget more than we realize. Take a closer look at your non-essential expenses, such as dining out, entertainment, and impulse purchases. Identify areas where you can cut back without sacrificing too much enjoyment. Consider cooking at home, finding free or low-cost entertainment options, and setting limits on impulse buys.
By being mindful of your discretionary spending, you can save a significant amount of money over time.
Prioritize Saving
Make saving a priority by treating it like a non-negotiable expense. Set up an automatic transfer to your savings account each month, ideally right after you receive your paycheck. Even small amounts can add up over time and help you build a financial safety net.
Additionally, consider setting specific savings goals, such as an emergency fund, a vacation fund, or a down payment for a future purchase. Having clear goals will motivate you to stay disciplined and committed to saving.
Shop Smart
Smart shopping is a crucial aspect of saving money. Look for sales, discounts, and coupons to maximize your savings. Compare prices before making a purchase and consider buying in bulk for items you use frequently. Take advantage of loyalty programs and reward points to get the best deals.
At Presto, we’re committed to helping you save even more with our exclusive deals and discounts. Combine multiple loyalty points and Presto Credits to get products at unbeatable prices.
That’s not all! For every purchase, you’ll also earn a rewarding 3X BonusLink Points for every RM2 spent. Plus, you can use your multiple loyalty points like BonusLink, Carrots, KLEAN, Near U, RISE and VSING to knock down prices or even get your purchase for FREE! Shop smart and stretch your dollar further with Presto!
Cornell Low Carb Digital Multi Rice Cooker 0.6L CRC-JP600DX
RSP: RM272
Member’s Special Deal: RM217.60
Cornell Nano Steam Mop CESM-600WHX
RSP: RM368
Member’s Special Deal: RM294.40
iSONIC 32″ Frameless LED TV (With DVB-T2) ICT-3268
RSP: RM709
Member’s Special Deal: RM567.20
iSONIC TV Soundbar ICT-SBV02
RSP: RM178
Member’s Special Deal: RM142.20
Pensonic Classic Series Food Steamer PSM-162S
RSP: RM214
Member’s Special Deal: RM171.20
Pensonic Induction Cooker PIC-2006X
RSP: RM214
Member’s Special Deal: RM171.20
MBI IH Rice Cooker MRC-IH4004 – Black
RSP: RM370
Member’s Special Deal: RM296
iSONIC Ceramic Inner Pot Rice Cooker MRC-5000
RSP: RM419
Member’s Special Deal: RM335.20
Pensonic Circulation Fan PF-50902
RSP: RM180
Member’s Special Deal: RM144
Pensonic Steamboat PSB-136G
RSP: RM283
Member’s Special Deal: RM226.40
Saving money doesn’t have to be a daunting task. By setting realistic budget goals, being mindful of discretionary spending, prioritizing saving, and shopping smart, you can make a significant impact on your financial well-being. Implement these lifehacks to take control of your finances and build a more secure future.
And remember, Presto is here to support you with great deals and discounts to help you save even more. Start implementing these tips today and watch your savings grow!
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Download the Presto App now:
That’s not all! Get set for some gaming excitement as our mini-games section brings you not one, not two, but FIVE exciting mini games!
Haven’t you heard? You can now log in to the Presto app daily and harvest CARROTS—Presto’s gamified loyalty program that’s revolutionizing the way you shop and save! As part of Presto’s Highway of Rewards, Carrots is the perfect way to earn and save while you shop. With daily activities like harvesting and bonus games, you’ll be racking up Carrots in no time to take your savings to the next level! The best part? You can use your Carrots as a form of payment at Presto’s enabled merchants or online stores, and combine them with other loyalty points and payment methods to offset your purchases for 5% OFF—even more SAVINGS! What are you waiting for? Keep harvesting Carrots on Presto now for BIGGER SAVINGS!
By Presto
